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	<title>Personal Finance &#38; Retirement Planning</title>
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	<description>The journey to save half a million dollars</description>
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		<title>How to divide my expenses between different categories?</title>
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		<description><![CDATA[Regardless of your personal income one of the biggest challenges is to figure out how much to spend on leisure or transportation or housing or utilities.  Most of us end up overspending or underspending or just being unhappy because we are spending too much on things that may not make us happy and lot less [...]]]></description>
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