While it is clearly immoral to beg for money to pay for fertility treatments (if you don’t have the funds to pay for fertility treatment, how will you find the means to raise a child?), you need to be very careful with regards to paying for IVF and IUI which can easily add up since there is a huge scam that preys on desperate couples. The simplest advice is that you need to have your priorities in order. If you are the Rancics or Dion or SJP, by all means blow all the money you need to get a baby, but if you have no emergency fund, no retirement savings, and will need to borrow to pay to a fertility clinic, you really do not deserve to be a parent.
That is why it is important to highlight the case of a British woman Anna Binks who blew over $50,000 who went through ten cycles over a 10-year period and spent the money that she did not have. Thankfully, her efforts were rewarded but the damage to her body from the indiscriminate use of hormones is irreversible.
Fertility treatment is not plastic surgery, which itself is quite dangerous, but even worse, because the use of hormones can be deadly to a woman. Plus, scientists have not fully studied what happens over the long term with the medication prescribed by reproductive endocrinologists.